Resources for Drivers

Preferred Car Buying

Summer is upon us! The time of lemonade and watermelon by the pool, ice cream trucks driving by, and when the best aspects of Georgia come to life. Everyone wants to take a vacation in summer – but instead of wandering off into the world, why not explore your own backyard? Let’s take a look at some of the best spots Georgia has to offer.

  • Blue Ridge Mountains – Georgia’s best mountain spot, located in Northeast Georgia, has just about everything one could ask for. Apple Orchards and Country Stores are the most popular tourist destinations, but you can do everything from kayaking to horseback tours to zip lining. It’s only a few hours north of Atlanta, and perfect for a day trip or a weekend getaway.
  • Lake Lanier – Most residents of Georgia have been to Lake Lanier at least once. Whether you have or haven’t, it is the perfect spot to cool [...]

This month, we are introducing a new segment to the MAC Blog – Ask a Pro. We receive hundreds of questions each month and will spotlight one to answer to all of our readers. These questions can range from financial questions to mechanical, from cars and trucks to motorcycles and everything in between. As always, if you have any questions, feel free to contact us and they will be answered immediately. You might even see them on our blog!

This month’s question comes from Shane.

Shane wants to know:  “Are there any laws that prevent dealers from selling vehicles with open recalls, particularly the Takata airbag recall?”

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Thanks for your question, Shane. This is a very hot topic in the auto industry at the moment.

Until recently, there were no requirements that force new and used car dealers to repair any recalls prior to the sale of a vehicle with an open [...]

No matter what type of car you own, from Ferrari’s to Hyundai’s, there are a boatload of expenses that come along with them. You have vehicle payments, insurance payments, maintenance, repairs, and more. Most of them are inevitable – you can’t (legally) own and drive a vehicle without paying for it. The worst part? Even though you are constantly putting money into it, the vehicles value will continue to drop due to mileage, age, and newer and better cars being released. This is a pretty negative way of looking at things, but it’s not all bad! Let’s take a look at some easy, inexpensive ways to maintain (or even increase) your car’s value.

Prevent, Prevent, Prevent! The cheapest problem to fix is the problem that never happens. There is always something you can do to prevent most problems from occurring:

  • Buy floor mats to replace the factory ones, and put the originals in storage. [...]

With the initiation of new safety advances in vehicles, crashes can be prevented beforehand, ultimately leading to better driving conditions and lower fatality rates caused by motor vehicle collisions.

For example, systems such as the crash-avoidance system allow your car to see other vehicles or pedestrians before you do; they can anticipate many types of collisions, and will automatically apply the brakes to avoid an accident. Also, they help prevent you from crossing lanes that could lead you into another vehicle’s path.

Another feature is the forward collision warning with auto brake. This system has been utilized for many years, but only in luxury cars. However, it is now available in older, affordable vehicles. They can stand alone or be combined with radar, laser, or camera-based systems that peer ahead and warn drivers of a possible collision using audio and visual sensors.

Starting in 2018 the rear window safety feature will be mandatory. This system [...]

When purchasing a vehicle, there are many avenues of payment one can take. You can pay cash, finance through the dealer or a bank, or finance through your local credit union. There are quite a few reasons why the Credit Union route is your best bet, but not for the reasons you might think. Let’s take a look at some of the benefits of using Peach State Federal Credit Union as your car loan lender:

  • Ease of Process – Applying through PSFCU is a quick and painless process. You can apply in person, online, or over the phone, and all three offer avenues to ensure that every question you may have will be addressed.
  • Peace – You can rest assured knowing that your loan and your money are in a safe and secure environment. Dealing with car salesmen can be an intimidating process that a lot of people don’t trust. Credit unions have their members’ [...]

When budgeting for a new vehicle there are many things to determine. After mortgage or rent payments, the car loan or lease will be you next biggest expense item. Calculate carefully on what you can afford and consider everything that goes into a new or used vehicle. Base your search on what you can afford and stick with it. Make two lists, one on wants and one on needs of the vehicle.

The cost for a new or used vehicle includes more than just the monthly payment. It is important to remember when purchasing a new car that the loan terms will require full-collision coverage to protect the lender and because of this when buying a newer model car, insurance may be higher than what you are used to paying. Be sure to check your insurance rates as well as their competitors on the cars that you are interested in before going shopping for a [...]

With the cold weather upon us, many of our consumers are asking questions about winterizing their vehicles. The most common question of all is whether or not to let a vehicle sit and warm up on cold mornings. If you research the topic, you will find many conflicting answers. Let’s take a look at the pros and cons, and decide whether or not it’s worth it.

When the temperature drops and your vehicle has been sitting in the cold overnight, a lot of the oil that is supposed to coat your engine parts settles to the bottom of your oil pan. The cold temperature impedes its flow, which means it takes longer to reach the places it needs to be. Five minutes to warm up in the morning can remedy this, and have your engine back on track. Newer model vehicles are less prone to this problem, but slower driving is recommended for the first [...]

Your credit score is one of the most important numbers that you will come across in your lifetime. Unless you have a lot of extra cash lying around, any big purchase you make is made through credit. Your house, your car, and any type of loan will factor your credit score to determine your price. The most important part – a poor credit score means you will pay more for whatever the purchase is. Let’s look at what exactly your credit score is telling you and what you can do to boost it up.

In its simplest form, a credit score is basically your report card. It tracks all money and services loaned to you: car payments, credit cards, utility bills, etc. If you are paying everything on time consistently, you probably have a pretty good score. If you are missing payments or are late on them, your score will reflect that.

While your score [...]

It is fun to play around with the idea of the future. Humans have limitless potential. The most amazing part is that we have the ability to build of each other’s success. Every new invention has a previous one to give credit to. We would not have cars without chariots. We would not have cell phones without land lines coming first. When it comes to the world of automobiles, there is really no way to tell what the future holds. While flying cars sound like a blast, they are most likely not the next wave of vehicle’s futures. Let’s see what really might be the next big thing in the cars of tomorrow:

  1. Child-Friendly Interaction – Kids spend hours upon hours in vehicles. In today’s world, they either watch DVD’s or play with smartphones. In Tomorrow’s world, it’s likely that we will find vehicles with interactive systems directly targeted towards kids. They will use [...]
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